The Enforceable Unwritten Exclusions and their Business Risks
By: Rob Cutbirth
Claim experience on a local or national basis, or generalized soft or hard insurance market conditions, can affect an insurer’s decision on pricing and offered coverage terms. Premiums and underwriting guidelines may change to address market or …
Court Rules No Coverage For Pa. Law Firm's Malpractice Suit
By: Barry Brownstein
An insurer does not have to cover a Pennsylvania law firm in a professional malpractice suit that a client filed after the firm allegedly used privileged information to benefit its attorneys’ side business in a real estate …
The Bad Faith Trap: Evidentiary Concerns In Defending “Failure To Settle” Claims
By: Phil Savrin
It is commonly known in our industry that even an insurer that has accepted coverage for a liability claim can nevertheless be exposed to liability beyond the limits of the policy if it fails to settle the …
Is Georgia Game for Growing Bad Faith Liability?
By: Jessica Samford
As discussed in my last blog on bad faith, seeking bifurcation can be a proactive means to distinguish the issue of coverage from the issue of bad faith and appropriately manage the all too often unwieldy …
Does Insurer Have Duty to Defend Non-Covered Lawsuit When Insured Proclaims Innocence?
By: Bill Buechner
An insurer’s duty to defend is generally determined by comparing the allegations in the complaint to the insurance policy. If the allegations in the complaint arguably or potentially bring the claim within coverage, the insurer has a …