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The Fair Credit Reporting Act (FCRA) protects information collected by consumer reporting agencies, including credit bureaus.
Among other things, the Act restricts the provision of information contained in a consumer report to those that have a permissible purpose. The Act also includes obligations for those that provide information to consumer reporting agencies. The Act contains other requirements concerning the handling of credit-related information and its privacy, including in the context of background checks.
FMG has substantial experience in defending FCRA claims, including those raised as putative class action claims.
Our professionals closely monitor developments in this area, including through regulatory and case developments.